Shopify Fee Calculator
Calculate Shopify fees including subscription, transaction fees, and Shopify Payments rates. Verified April 2026.
Fee structure verified as of 2026-04. Rates may change.
Shopify Fee Structure
Shopify's fee structure has two components: a monthly subscription ($39-$399) and per-transaction payment processing fees (2.4-2.9% + $0.30). Unlike marketplace fees (eBay, Amazon), Shopify doesn't charge a percentage of your sale — only the payment processing. However, using a third-party payment gateway instead of Shopify Payments adds an extra 0.5-2% fee. This calculator helps you understand your true cost per sale across different plan tiers.
Current Shopify Fees
| Fee Type | Rate | Details |
|---|---|---|
| Shopify Payments | 2.9% + $0.30 | Credit card processing via Shopify Payments (Basic plan). |
| Transaction Fee | 0-2% | Extra fee if using third-party payment gateway (0% with Shopify Payments). |
| Subscription | $39/mo | Basic Shopify plan. Advanced plans reduce payment processing rates. |
Fee structure verified as of 2026-04. Always check the platform's official fee page for the most current rates.
How to Use This Calculator
- Enter your sale amount — the total price your buyer pays.
- View the fee breakdown — see each fee component and the total deducted.
- Check your net earnings — the amount you actually receive after all fees.
- Adjust your pricing — if your net is too low, increase your sale price and recalculate.
Seller Tips for Shopify
- Shopify Payments eliminates the 2% third-party payment processing surcharge. If you use PayPal or Stripe instead of Shopify Payments, you pay both the gateway fee AND Shopify's surcharge — effectively double-dipping on transaction costs.
- The $39/month Basic plan makes financial sense once you exceed ~$1,400/month in revenue. Below that threshold, selling through a marketplace like Etsy (no subscription) may cost less in total fees despite higher per-transaction rates.
- Shopify charges based on your plan tier: Basic (2.9% + $0.30), Shopify (2.6% + $0.30), Advanced (2.4% + $0.30). If you process over $10,000/month, upgrading from Basic to Shopify saves more in per-transaction fees than the added subscription cost.
Compare With Other Platforms
For general payment processing, compare with our Payment Fee Calculator. For marketplace-specific tools, see the Etsy Fee Calculator and Amazon Profit Calculator.
Source: Shopify — Pricing Plans
Frequently Asked Questions
What does Shopify charge per transaction?
With Shopify Payments: 2.9% + $0.30 per transaction on the Basic plan, 2.6% + $0.30 on Shopify plan, 2.4% + $0.30 on Advanced. If you use a third-party gateway instead of Shopify Payments, add an extra 2%, 1%, or 0.5% transaction fee respectively.
Is Shopify Payments the same as Stripe?
Shopify Payments is powered by Stripe's infrastructure but managed through Shopify's dashboard. The rates are Shopify-specific (not Stripe's standard 2.9% + $0.30). You cannot negotiate Shopify Payments rates separately from your Shopify plan.
How much does Shopify cost per month total?
Basic: $39/mo, Shopify: $105/mo, Advanced: $399/mo. Plus payment processing fees per transaction. A store doing $10,000/mo in sales on Basic pays approximately $39 + $320 (processing) = $359/month total.
Is Shopify cheaper than selling on Amazon or eBay?
Shopify's per-transaction fees (2.9% + $0.30) are lower than eBay (13.25%) or Amazon (8-17%), but you pay a monthly subscription and must drive your own traffic. Marketplaces provide built-in traffic but take a larger cut per sale.
The calculators on The Simple Toolbox are for educational and planning purposes only. Results are estimates based on your inputs and standard assumptions — they are not financial, legal, or tax advice. Consult a qualified professional before making significant financial decisions.
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