Salary Calculator

What is the Salary Calculator?

The Salary Calculator is an instant gross-to-net income converter. Whether you're trying to figure out what an hourly wage equates to annually, or you want to know exactly how much of your annual salary actually hits your bank account each month, this tool provides an instant, side-by-side breakdown.

How to Use the Salary Calculator

1. Select your input type: Choose whether you want to start by entering an Annual, Hourly, or Monthly wage.
2. Enter the amount: Type in your base pay.
3. Adjust your schedule: Standard metrics are set to 40 hours a week for 52 weeks a year, but you can adjust this if you work part-time or take unpaid time off.
4. Enter your effective tax rate: Input your combined estimated Federal + State tax rate to see your actual net take-home pay.

How It Works: The Breakdown

The calculator standardizes all variables. If you input an annual salary of $100,000 working 40 hours a week for 52 weeks, it divides $100,000 by 2,080 total hours to find your hourly rate ($48.08/hr).

For the Net Pay (Take-Home) calculations, it simply deducts your estimated combined tax bracket percentage from your gross paycheck before breaking it down into monthly and bi-weekly segments, simulating what a W-2 employee actually sees on payday.

Who Is This For?

• Job seekers comparing a salaried offer against an hourly role who need to see both compensation structures on the same terms before accepting, negotiating, or declining an offer.
• Employees who just received a raise and want to calculate the exact change in their monthly take-home pay before adjusting automatic savings transfers or recurring bills.
• Freelancers and contractors setting hourly rates who need to reverse-calculate what annual income a given hourly rate equates to — including the self-employment tax and benefits gap that W-2 employees don't see on their paycheck.

Key Benefits

• 100% private: Your income and tax figures are calculated entirely in your browser — nothing is sent to any server or stored anywhere.
• Free, no account required: Convert salary, hourly, weekly, and bi-weekly in one place without signing up or paying anything.
• Adjustable work schedule: The default is 40 hrs/52 weeks, but both figures can be changed to model part-time hours, contract work, or any non-standard schedule.
• Net pay included: Enter your effective tax rate and see take-home pay — the number that actually matters for budgeting — not just the gross figure on your offer letter.

Real-Life Use Cases

• Job Offer Evaluation: Easily compare a job offering $35/hr against a salaried position offering $72,000 a year to see which is actually higher.
• Budgeting: Figure out your exact bi-weekly net income so you can set up accurate automatic transfers to a savings account.
• Freelance Rate Setting: A developer considering going independent enters their current $95,000 salary to find the hourly equivalent ($45.67/hr), then adds 35% on top to cover self-employment tax, unpaid time, and the loss of employer benefits — arriving at a minimum viable rate of roughly $62/hr to charge clients.

Frequently Asked Questions